MUMBAI: IDBI Bank reported a 5% year-on-year rise in net profit to Rs 2,115 crore for the quarter ended June 30, 2026, from Rs 2,007 crore a year earlier, supported by higher net interest income despite lower fee and treasury income.Net interest income rose 10% to Rs 3,486 crore from Rs 3,166 crore in the same quarter last year. However, non-interest income fell by 28% to Rs 1,032 crore from Rs 1,437 crore. Operating profit was Rs 2,168 crore.The bank’s total business rose 15% year-on-year to Rs 5.85 lakh crore. Deposits grew 10% to Rs 3.26 lakh crore as of June 30, 2026, while net advances rose 22% to Rs 2.59 lakh crore.CASA deposits rose 7% year-on-year to Rs 1.42 lakh crore, while CASA ratio stood at 43.64%.Asset quality improved, with the ratio of total non-performing assets falling to 2.30% from 2.93% the previous year. Net NPA ratio decreased to 0.16% from 0.21%. The allocation coverage ratio remained at 99.31%.The bank’s capital adequacy ratio improved to 26.92% from 25.39% a year ago, while the common equity ratio-1 increased to 26.38% from 23.71%.The net interest margin was 3.61%, compared to 3.68% in the previous year. The return on assets reached 1.89%, compared to 2.01% in the corresponding quarter of last year.The cost of funds fell to 4.68% from 4.98% a year earlier, while the cost of deposits fell to 4.59% from 4.84%.The bank said that the percentage of credit deposits improved to 79.50% from 71.40% in the previous year.