What Is a Life Certificate?
A Life Certificate is an official document that confirms a pensioner is alive and eligible to receive pension benefits.
Every year, government and private pensioners must submit their pensioner life certificate to continue receiving pension payments without interruption.
Earlier, pensioners had to visit their banks or treasury offices physically. Now, with the Digital Life Certificate (Jeevan Pramaan), the entire process can be done online from home using Aadhaar-based biometric authentication.
Why Life Certificate Is Important
- It prevents fraudulent pension payments.
- It ensures pension continuity without manual verification.
- It simplifies record management for pension disbursing agencies (PDAs).
- It allows senior citizens to submit from anywhere, even abroad.
Without submitting your life certificate, pension payments may be temporarily stopped until verification is complete.
Types of Life Certificate
There are two main types of life certificates available for pensioners in India:
Accessible through the Jeevan Pramaan App or CSC centers.
📝 Physical Life Certificate:
The traditional method.
Pensioner visits the bank/post office personally.
Verified and signed by an officer.
💻 Digital Life Certificate (Jeevan Pramaan):
Aadhaar-based online submission.
No need to visit in person.
Generated instantly using fingerprint or iris scan.
Life Certificate Submission 2025 Dates
Life Certificate 2025: How to Submit Jeevan Pramaan Online for Pensioners
The life certificate submission period for 2025 is from November 1 to November 30, 2025.
However, some departments (like Defense Pension) may have different windows — pensioners should check with their Pension Disbursing Agency (PDA) for exact timelines.
How to Submit Life Certificate Online (Jeevan Pramaan Process)
Follow these simple steps to submit your digital life certificate online in 2025:
- Visit the Official Website:
Go to https://jeevanpramaan.gov.in - Download the Jeevan Pramaan App:
Install the Jeevan Pramaan App on your mobile or PC. - Connect a Biometric Device:
Use an Aadhaar-enabled biometric device such as Morpho, Mantra, or Secugen. - Enter Pension Details:
Fill in your PPO number, bank name, Aadhaar number, and mobile number. - Authenticate Biometrically:
Place your finger or iris on the scanner for verification. - Generate Certificate:
Once verified, you’ll get a Pramaan ID (Digital Life Certificate Number). - Automatic Submission:
The certificate is automatically shared with your bank/post office.
📩 You’ll receive an SMS confirmation once the submission is successful.
What Is a Life Certificate and Why It Matters
A Life Certificate, also known as Jeevan Pramaan, is an essential document required by pensioners to prove that they are alive and eligible to continue receiving their monthly pension.
Every year, the Government of India asks retirees to submit this certificate to prevent fraudulent pension claims. Missing this process can lead to temporary pension stoppage, which can be stressful — but the process has now become quick and digital.
Offline Life Certificate Submission (Manual Method)
If you prefer the offline method, visit:
- Your pension disbursing bank branch
- Post office handling your pension
- Pension office or treasury
Carry the following documents:
- Aadhaar card
- Pension Payment Order (PPO)
- Bank passbook
- Passport-size photo
The officer will verify and stamp the Life Certificate Form
Life Certificate for NRI Pensioners
For NRI pensioners, the life certificate can be:
Submitted digitally through Jeevan Pramaan, if Aadhaar is linked.
Attested by the Indian Embassy or Consulate in your residing country, or
Documents Required for Life Certificate 2025
Biometric Device (for online method)
Aadhaar Card
PPO Number
Pension Bank Account Details
Mobile Number Linked with Aadhaar
Benefits of Digital Life Certificate (Jeevan Pramaan)
- 100% paperless and digital
- Accessible from anywhere in the world
- Eliminates the need for physical presence
- Saves time and travel cost for senior citizens
- Accepted by all government pension agencies
Conclusion
The Life Certificate 2025 or Jeevan Pramaan is a simple yet crucial document that ensures uninterrupted pension benefits for millions of retirees in India.
By using the digital life certificate online submission system, pensioners can save time, avoid travel, and complete the process securely from the comfort of their homes.
👉 Stay updated with the latest Life Certificate submission dates and make sure your pension continues without interruption.
